Question 1

What is Medicare Advantage?

Accepted Answer

Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare. These plans are offered by private insurance companies and include all Medicare Part A and Part B benefits, often with additional coverage like prescription drugs, dental, vision, and hearing. Common types include HMOs, PPOs, and Special Needs Plans (SNPs) for those with chronic conditions.

Question 2

How does Medigap work?

Accepted Answer

Medigap (Medicare Supplement Insurance) helps pay for out-of-pocket costs not covered by Original Medicare, such as deductibles, copayments, and coinsurance. Popular plans include Plan G and Plan N. Medigap policies are standardized and sold by private insurers, providing predictable costs and the freedom to see any doctor that accepts Medicare.

Question 3

Do I need a separate prescription drug plan?

Accepted Answer

If you have Original Medicare, you typically need a standalone Part D prescription drug plan to help cover medication costs. However, if you enroll in a Medicare Advantage plan that includes drug coverage, you do not need a separate Part D plan. Our team can help you compare options to find the best fit for your prescriptions.

Question 4

What ancillary insurance products do you offer?

Accepted Answer

Beyond Medicare plans, we offer dental, vision, and hearing coverage to help with routine care not covered by Medicare. We also provide Hospital Indemnity policies that pay cash benefits for hospital stays, Critical Illness insurance for Cancer, Heart Attack, and Stroke events, and Final Expense life insurance designed to cover burial and funeral costs.

Question 5

Is there a fee for your consultation services?

Accepted Answer

No, Core Insurance Solutions does not charge any fees for our services. We offer free, no-obligation consultations to help you understand your options and find the best Medicare and supplemental insurance plans for your unique needs. Our licensed team is here to guide you every step of the way at no cost to you.

Question 6

How do I get started?

Accepted Answer

Getting started is easy! Simply call us, fill out our online contact form, or visit our office in Lakeland, Florida. One of our licensed agents will schedule a free consultation to discuss your healthcare needs, review your current coverage, and help you find the best plan options available in your area.

Frequently Asked Questions

Need More Help?